

Good Plans. Great Adventures.
Good Plans. Great Adventures.
Good Plans. Great Adventures.
Good Plans. Great Adventures.
Good Plans. Great Adventures.
Your Future is Waiting.
Let's Get to Work.
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Years in Business
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Fee Only Planning
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Typical Client Networth
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Clients Served Remotely
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Years in Business
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Fee Only Planning
$0.0M+
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Typical Client Networth
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Clients Served Remotely
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Years in Business
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Fee Only Planning
$0.0M+
$0.0M+
Typical Client Networth
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Clients Served Remotely

You're Ready. Let's build the plan.
Learn what working together looks like and if it’s right for you.
You've already done the hard part.
Our role is to help bring order to the moving pieces, protect what you’ve earned, and shape a plan that fits your life.
You’re not starting from scratch. You’re leveling up.
Would highly recommend Flip Flops and Pearls Financial Planning. Great people to have supporting you with your future.
Would highly recommend Flip Flops and Pearls Financial Planning. Great people to have supporting you with your future.
Disclosures
Our path to your plan.
Step Lightly. Live Well.™
Process
Explore Meeting
A relaxed first call to understand your goals and see if we’re a fit.
Get Started
You decide to work with us. We formalize the relationship and get started.
Initial Review
We look at your current financial picture and identify where we can help.
Planning
We take a deep dive into your income, taxes, investments, risks and goals.
Activation
Your plan moves into action—we help coordinate across all areas.
Ongoing Partnership
We continue refining your plan as life evolves, with regular check-ins.






Explore Meeting
A relaxed first call to understand your goals and see if we’re a fit.
Get Started
You decide to work with us. We formalize the relationship and get started.
Initial Review
We look at your current financial picture and identify where we can help.
Planning
We take a deep dive into your income, taxes, investments, risks and goals.
Activation
Your plan moves into action—we help coordinate across all areas.
Ongoing Partnership
We continue refining your plan as life evolves, with regular check-ins.






Explore Meeting
A relaxed first call to understand your goals and see if we’re a fit.
Get Started
You decide to work with us. We formalize the relationship and get started.
Initial Review
We look at your current financial picture and identify where we can help.
Planning
We take a deep dive into your income, taxes, investments, risks and goals.
Activation
Your plan moves into action—we help coordinate across all areas.
Ongoing Partnership
We continue refining your plan as life evolves, with regular check-ins.







A Thoughtful Partner for What’s Next
You’ve built a lot. We'll help you protect it and plan ahead with confidence.

A Thoughtful Partner for What’s Next
You’ve built a lot. We'll help you protect it and plan ahead with confidence.
Why Choose Us?
Financial planning that’s simple, human, and designed to align your money with the life you want to live.
Advice Tailored to You
Your plan starts with your life—not a template. We build around your goals, values, and the way you actually work and live, then help you follow through as things change.
Advice Tailored to You
Your plan starts with your life—not a template. We build around your goals, values, and the way you actually work and live, then help you follow through as things change.
Advice Tailored to You
Your plan starts with your life—not a template. We build around your goals, values, and the way you actually work and live, then help you follow through as things change.
Real-World Perspective
We help with the big moments—career growth, business decisions, family changes, and retirement. The goal: enjoy life today and build a plan for the Charleston lifestyle you love.
Real-World Perspective
We help with the big moments—career growth, business decisions, family changes, and retirement. The goal: enjoy life today and build a plan for the Charleston lifestyle you love.
Real-World Perspective
We help with the big moments—career growth, business decisions, family changes, and retirement. The goal: enjoy life today and build a plan for the Charleston lifestyle you love.
A Partner You Can Trust
Long-term relationships, not transactions. You pay us directly, so our advice stays plan-driven and straightforward. When life changes, you’ll have a steady partner to talk it through.
A Partner You Can Trust
Long-term relationships, not transactions. You pay us directly, so our advice stays plan-driven and straightforward. When life changes, you’ll have a steady partner to talk it through.
A Partner You Can Trust
Long-term relationships, not transactions. You pay us directly, so our advice stays plan-driven and straightforward. When life changes, you’ll have a steady partner to talk it through.
Wealth Strategy
Wealth Strategy
Wealth Strategy
Tax Aware Planning
Tax Aware Planning
Tax Aware Planning
Liquidity Strategy
Liquidity Strategy
Liquidity Strategy
Portfolio Management
Portfolio Management
Portfolio Management
Equity Compensation
Equity Compensation
Equity Compensation
Estate Strategy
Estate Strategy
Estate Strategy
Cash-Flow Strategy
Cash-Flow Strategy
Cash-Flow Strategy
Retirement Optimization
Retirement Optimization
Retirement Optimization
Meet Your Lead Advisor
Reggie Fairchild, CFP®
President / Chief Advisor
I help Charleston professionals and business owners make thoughtful financial decisions without unnecessary stress.
You’ll get clear, practical guidance and proactive follow-through—built around how you actually work and live.
Charleston has been home for nearly 23 years, and I’ve built deep community roots and local know-how across the Coastal Southeast. Many clients work with me remotely, too, with the same goal: plans that support life here and the adventures ahead.
Meet Your Advisor
Reggie Fairchild, CFP®
President / Chief Advisor
I help Charleston professionals and business owners make thoughtful financial decisions without unnecessary stress.
You’ll get clear, practical guidance and proactive follow-through—built around how you actually work and live.
Charleston has been home for nearly 23 years, and I’ve built deep community roots and local know-how across the Coastal Southeast. Many clients work with me remotely, too, with the same goal: plans that support life here and the adventures ahead.
Meet Your Lead Advisor
Reggie Fairchild, CFP®
President / Chief Advisor
I help Charleston professionals and business owners make thoughtful financial decisions without unnecessary stress.
You’ll get clear, practical guidance and proactive follow-through—built around how you actually work and live.
Charleston has been home for nearly 23 years, and I’ve built deep community roots and local know-how across the Coastal Southeast. Many clients work with me remotely, too, with the same goal: plans that support life here and the adventures ahead.
FAQs
Answers to common questions
Still Wondering? Reach out below, and we're happy to help.
FAQs
Answers to common questions
Still Wondering? Reach out below, and we're happy to help.
FAQs
Answers to common questions
Still Wondering? Reach out below, and we're happy to help.
What’s the difference between financial planning, investment design, and wealth management?
What’s the difference between financial planning, investment design, and wealth management?
What’s the difference between financial planning, investment design, and wealth management?
How do I know if I’m on track financially for my goals?
How do I know if I’m on track financially for my goals?
How do I know if I’m on track financially for my goals?
How should I pay myself as a business owner—salary, distributions, or both?
How should I pay myself as a business owner—salary, distributions, or both?
How should I pay myself as a business owner—salary, distributions, or both?
How do I balance saving for the future with enjoying life today?
How do I balance saving for the future with enjoying life today?
How do I balance saving for the future with enjoying life today?
What does a typical first meeting look like?
What does a typical first meeting look like?
What does a typical first meeting look like?
How often should I review or update my financial plan?
How often should I review or update my financial plan?
How often should I review or update my financial plan?
What retirement plan options are available for small business owners?
What retirement plan options are available for small business owners?
What retirement plan options are available for small business owners?

Flip Flops and Pearls
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Flip Flops and Pearls
Learn More


Flip Flops and Pearls
Learn More






